Early on you could fire at chariots all day with horse archers and not kill them all, so the alternative I use is Eastern Infantry. Chariots seem to like charging troop formation so, I take advantage of that. I line up the EI facing the chariots and when they charge I follow up with anything I've got available - they die quick :)
From what you say I don't think your style suits Parthia so I'm not surprised you ended up skint. For instance you like real garrisons e.g slingers, a peasant cost 100 per turn, a slinger 170. The extra soon mounts up. Parthia is perfect for a stingy git like me.
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