View Full Version : So much money...
Rhyfelwyr
05-05-2009, 18:32
So my student loan for the year finally came, normally it comes in gradual payments but I got it all at once due to some mix up. Now, I have £560 to spend on what I want.
Last year I bought a PS3 and some games, but I can't really think of what to buy right now, since I plan on spending most of my gaming time on EB.
Any ideas?
Drink half of it. Save the other half.
Drink half of it. Save the other half.
You have much to teach us.
I know it might make me sound boring, but whenever my loans have come and gone and I got some money left over I always attempt to get a few books(among other things). My most recent acquisition is the Hitchhikers' Guide to the Galaxy series, which i purchased off of Amazon for a good price. Got one of those "single book" compilations of the series for around 25 USD (shipping included).
Hooahguy
05-05-2009, 20:07
bah. id buy a new guitar. maybe a few amps.
Ethelred Unread
05-05-2009, 20:10
An interail ticket round europe, or some sort of holiday. You could even get a pants car & insure it and get travelling in that?
Louis VI the Fat
05-05-2009, 20:14
Spend half of it on booze and women. Squander the other half.
Rhyfelwyr
05-05-2009, 20:20
I think I'm going to be really boring and just buy some books and save the rest. :skull:
edyzmedieval
05-05-2009, 20:23
Buy a couple of books, probably some cheap and good games (Red Orchestra - best buy ever for 5 bucks) but the rest I would keep. Ideally, spend 60 pounds and keep the 500. And build on it for future purposes.
Gregoshi
05-05-2009, 20:25
Drink half of it. Save the other half.
Liquidation of your assets...in this economic climate? Are you drunk? :stars:
Here's what you do... (https://www.youtube.com/watch?v=Lvn0fH3hgeU&feature=related)
Rhyfelwyr
05-05-2009, 20:32
I'm tempted to gamble it all on the stock market, just to see what it is like to be a businessman or whatever the right term is.
Or I could bet it on the football when the next season starts. I know a guy who places big bets (1k plus) on games using this system called any unquoted. It means if neither team scores more than 3 goals, then he can net a decent profit. He also places a lot of bets on games involving the likes of San Marino and Andorra, if you look around you can get odds that make it worthwhile.
I'm tempted to gamble it all on the stock market, just to see what it is like to be a businessman or whatever the right term is.
Actually, plunking a lot of it into the market right now is a good idea. It's already hit the bottom from this recession and it's not going much lower, the only question is how long before it starts going back up again. If you've got cash to spare, slot it into a long-term mutual fund and then try and forget it exists (except to add more whenever you're able). You won't be able to do anything with it for many years, but you'll have a lot more to work with when you do!
Hooahguy
05-05-2009, 20:39
Actually, plunking a lot of it into the market right now is a good idea. It's already hit the bottom from this recession and it's not going much lower, the only question is how long before it starts going back up again. If you've got cash to spare, slot it into a long-term mutual fund and then try and forget it exists (except to add more whenever you're able). You won't be able to do anything with it for many years, but you'll have a lot more to work with when you do!
plus, itll make great retirement cash.
Rhyfelwyr
05-05-2009, 20:53
plus, itll make great retirement cash.
Which, as we all know, is what student loans are for. :clown:
Megas Methuselah
05-05-2009, 20:56
I'm tempted to gamble it all on the stock market, just to see what it is like to be a businessman or whatever the right term is.
Or I could bet it on the football when the next season starts. I know a guy who places big bets (1k plus) on games using this system called any unquoted. It means if neither team scores more than 3 goals, then he can net a decent profit. He also places a lot of bets on games involving the likes of San Marino and Andorra, if you look around you can get odds that make it worthwhile.
No. Woo 7 girls at once. :yes:
Rhyfelwyr
05-05-2009, 21:03
No. Woo 7 girls at once. :yes:
If I ever go bankrupt, I'm probably wouldn't do it by blowing it all on the high life. I think I will just gradually waste it all away at the races, take some money off a loan shark, lose it all, go on a dramatic spree to win it back in the bet of a life time, but then lose it all before I pay it back. Then I get my legs broken and I live out the rest of my life drinking buckfast and living in a dumpster.
Student loans, helping to build a better generation...
Gregoshi
05-05-2009, 21:03
Which, as we all know, is what student loans are for. :clown:
Hey Rhyfelwyr, put down that PS3 controller when you say that. :2thumbsup:
Rhyfelwyr
05-05-2009, 21:04
Hey Rhyfelwyr, put down that PS3 controller when you say that. :2thumbsup:
:stare:
Gregoshi
05-05-2009, 21:08
:stare:
:laugh4: Love it! Game on my friend. ~:pat:
Megas Methuselah
05-05-2009, 21:29
:stare:
:laugh4:
A Nintendo DSi of course, what else :dizzy2:
For a humble fee of £ 280, I will advice you on how to invest half of that money into the promising product "Andres".
:bow:
pevergreen
05-06-2009, 12:49
As one of my workmates said to me:
"Why not get the new one with the photos? You can distort them! Isn't that what every kid wishes he could do?"
edit: I will advice you? :tongue:
~:pat:
Louis VI the Fat
05-06-2009, 13:30
For a humble fee of £ 280, I will advice you on how to invest half of that money into the promising product "Andres".
:bow:With all due respect, Andres, this is a fun, non-serious thread. It is not meant for serious business proposals for your legal firm, my dear lawyer.
Rhyfelwyr
05-06-2009, 13:34
For a humble fee of £ 280, I will advice you on how to invest half of that money into the promising product "Andres".
:bow:
Mods... seems someone needs to be instagibbed. :yes:
Gregoshi
05-06-2009, 13:44
Mods... seems someone needs to be instagibbed. :yes:
For a small fee... :laugh4:
Mods... seems someone needs to be instagibbed. :yes:
My services are available to bring suit against Andres for his tortious statements, for the small sum of £279.
My services are available to bring suit against Andres for his tortious statements, for the small sum of £279.
That's less than the minimum wages! You're a disgrace for the profession :snobby:
So my student loan for the year finally came, normally it comes in gradual payments but I got it all at once due to some mix up. Now, I have £560 to spend on what I want.
Last year I bought a PS3 and some games, but I can't really think of what to buy right now, since I plan on spending most of my gaming time on EB.
Any ideas?
Call me crazy, but wouldn't it be wise to use the excess the money that you do not need for school to pay back some of your loans? After all you are getting money for an education, not a PS3.
Call me crazy, but wouldn't it be wise to use the excess the money that you do not need for school to pay back some of your loans? After all you are getting money for an education, not a PS3.
AFAIK UK student loans work differently, you only pay them back if you earn a certain % over the average UK wage. I could be wrong though...
Rhyfelwyr
05-06-2009, 15:17
Call me crazy, but wouldn't it be wise to use the excess the money that you do not need for school to pay back some of your loans? After all you are getting money for an education, not a PS3.
Don't tell me how to run my life! *runs to room and slams door*
I agree with Ice, that money is NOT yours. It has been LENT to you for a specific purpose, and using it outside that purpose is not only putting a burden on your future self or your parents, but it is spending someone else's money without their permission and against their wishes. :deal2: Call that whatever you will. (I am the recipient of loan money myself, so I know the temptation :P) Do yourself a favor and save it to pay the loans back later. When you are struggling to pay them back later and have to support yourself straight out of school, you will thank yourself for making the decision.
That's less than the minimum wages! You're a disgrace for the profession :snobby:
That's the hourly rate.
Rhyfelwyr
05-06-2009, 16:19
I do have to pay the loans back, so I'm not robbing anyone. Not only that, they aren't given specifically for education, just for general support.
I wonder what most other students will be spending theirs on...
InsaneApache
05-06-2009, 16:26
I'm with Louis, except I'd squander a quarter of it. :laugh4:
I do have to pay the loans back, so I'm not robbing anyone. Not only that, they aren't given specifically for education, just for general support.
I wonder what most other students will be spending theirs on...
PS3 isn't general support. :P I know you are not robbing them, but you are robbing yourself by spending money you do not have, and in effect getting yourself deeper in debt. I'll be spending what is left of mine on paying mine back. ~;)
Rhyfelwyr
05-06-2009, 16:39
It's hardly robbing myself if I get the PS3 is it?
Gregoshi
05-06-2009, 20:35
pever fight!!! :boxing::viking:
Vuk, Rhyfelwyr is studying game theory with the PS3. :yes:
Don't tell me how to run my life! *runs to room and slams door*
Haha
Oh, I forgot to mention, my parents refunded me 700 dollars I overpaid in loans (I had an agreement with them on the amount we would each pay when I was freshman). I used that money to buy a plane ticket to Brussels for a summer Eurotrip. So i guess I can't really get high and mighty on you. :beam:
Strike For The South
05-06-2009, 21:43
Spend half of it on booze and women. Squander the other half.
I want to spend the rest of my life with you.
pevergreen
05-07-2009, 10:45
pever fight!!! :boxing::viking:
Save it. Simply put it in your bank account, so when your friends complain about being broke, you can get a bank balance and go...oh sorry guys, I don't know if I can have any more beers, I've only got *insert amount of money here* left!
Hosakawa Tito
05-07-2009, 11:10
I'm with Louis, except I'd squander a quarter of it. :laugh4:
Me too, except I'd invest my other half at the casino.
pever bikini mud wrestling!
Hooahguy
05-07-2009, 13:15
pever bikini mud wrestling!
no. no. no! :stare:
no. no. no! :stare:
/\
Jealous :yes:
Gregoshi
05-07-2009, 13:30
Be nice Vuk. Not everyone can pull off the bikini look like you can. :laugh4:
Be nice Vuk. Not everyone can pull off the bikini look like you can. :laugh4:
You're right, I am pretty good at it, aren't I? :beam: :eyebrows:
InsaneApache
05-07-2009, 18:42
I bet he looks more like Borat than the Hass! :laugh4:
I'd save it at the bank account just in case a global crisys attacks the world.
Hooahguy
05-07-2009, 21:15
in case a global crisys attacks the world.
when i first read that i thought you said Crysis and that aliens were going to attack, only to be fought off by commandos in nano-suits.
speaking of which, you should buy a non-suit. oh wait- they dont exist yet. :wall:
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