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So my student loan for the year finally came, normally it comes in gradual payments but I got it all at once due to some mix up. Now, I have £560 to spend on what I want.
Last year I bought a PS3 and some games, but I can't really think of what to buy right now, since I plan on spending most of my gaming time on EB.
Any ideas?
Drink half of it. Save the other half.
You have much to teach us.Quote:
Originally Posted by TinCow
I know it might make me sound boring, but whenever my loans have come and gone and I got some money left over I always attempt to get a few books(among other things). My most recent acquisition is the Hitchhikers' Guide to the Galaxy series, which i purchased off of Amazon for a good price. Got one of those "single book" compilations of the series for around 25 USD (shipping included).
bah. id buy a new guitar. maybe a few amps.
An interail ticket round europe, or some sort of holiday. You could even get a pants car & insure it and get travelling in that?
Spend half of it on booze and women. Squander the other half.
I think I'm going to be really boring and just buy some books and save the rest. :skull:
Buy a couple of books, probably some cheap and good games (Red Orchestra - best buy ever for 5 bucks) but the rest I would keep. Ideally, spend 60 pounds and keep the 500. And build on it for future purposes.
Liquidation of your assets...in this economic climate? Are you drunk? :stars:Quote:
Originally Posted by TinCow
Here's what you do...
I'm tempted to gamble it all on the stock market, just to see what it is like to be a businessman or whatever the right term is.
Or I could bet it on the football when the next season starts. I know a guy who places big bets (1k plus) on games using this system called any unquoted. It means if neither team scores more than 3 goals, then he can net a decent profit. He also places a lot of bets on games involving the likes of San Marino and Andorra, if you look around you can get odds that make it worthwhile.
Actually, plunking a lot of it into the market right now is a good idea. It's already hit the bottom from this recession and it's not going much lower, the only question is how long before it starts going back up again. If you've got cash to spare, slot it into a long-term mutual fund and then try and forget it exists (except to add more whenever you're able). You won't be able to do anything with it for many years, but you'll have a lot more to work with when you do!Quote:
Originally Posted by Rhyfelwyr
plus, itll make great retirement cash.Quote:
Originally Posted by TinCow
Which, as we all know, is what student loans are for. :clown:Quote:
Originally Posted by Hooahguy
No. Woo 7 girls at once. :yes:Quote:
Originally Posted by Rhyfelwyr
If I ever go bankrupt, I'm probably wouldn't do it by blowing it all on the high life. I think I will just gradually waste it all away at the races, take some money off a loan shark, lose it all, go on a dramatic spree to win it back in the bet of a life time, but then lose it all before I pay it back. Then I get my legs broken and I live out the rest of my life drinking buckfast and living in a dumpster.Quote:
Originally Posted by Megas Methuselah
Student loans, helping to build a better generation...
Hey Rhyfelwyr, put down that PS3 controller when you say that. :2thumbsup:Quote:
Originally Posted by Rhyfelwyr
:stare:Quote:
Originally Posted by Gregoshi
:laugh4: Love it! Game on my friend. ~:pat:Quote:
Originally Posted by Rhyfelwyr
:laugh4:Quote:
Originally Posted by Rhyfelwyr
A Nintendo DSi of course, what else :dizzy2:
For a humble fee of £ 280, I will advice you on how to invest half of that money into the promising product "Andres".
:bow:
As one of my workmates said to me:
"Why not get the new one with the photos? You can distort them! Isn't that what every kid wishes he could do?"
edit: I will advice you? :tongue:
~:pat:
With all due respect, Andres, this is a fun, non-serious thread. It is not meant for serious business proposals for your legal firm, my dear lawyer.Quote:
Originally Posted by Andres
Mods... seems someone needs to be instagibbed. :yes:Quote:
Originally Posted by Andres
For a small fee... :laugh4:Quote:
Originally Posted by Rhyfelwyr
My services are available to bring suit against Andres for his tortious statements, for the small sum of £279.Quote:
Originally Posted by Rhyfelwyr
That's less than the minimum wages! You're a disgrace for the profession :snobby:Quote:
Originally Posted by TinCow
Call me crazy, but wouldn't it be wise to use the excess the money that you do not need for school to pay back some of your loans? After all you are getting money for an education, not a PS3.Quote:
Originally Posted by Rhyfelwyr
AFAIK UK student loans work differently, you only pay them back if you earn a certain % over the average UK wage. I could be wrong though...Quote:
Originally Posted by Ice
Don't tell me how to run my life! *runs to room and slams door*Quote:
Originally Posted by Ice
I agree with Ice, that money is NOT yours. It has been LENT to you for a specific purpose, and using it outside that purpose is not only putting a burden on your future self or your parents, but it is spending someone else's money without their permission and against their wishes. :deal2: Call that whatever you will. (I am the recipient of loan money myself, so I know the temptation :P) Do yourself a favor and save it to pay the loans back later. When you are struggling to pay them back later and have to support yourself straight out of school, you will thank yourself for making the decision.
That's the hourly rate.Quote:
Originally Posted by Andres
I do have to pay the loans back, so I'm not robbing anyone. Not only that, they aren't given specifically for education, just for general support.
I wonder what most other students will be spending theirs on...
I'm with Louis, except I'd squander a quarter of it. :laugh4:
PS3 isn't general support. :P I know you are not robbing them, but you are robbing yourself by spending money you do not have, and in effect getting yourself deeper in debt. I'll be spending what is left of mine on paying mine back. ~;)Quote:
Originally Posted by Rhyfelwyr
It's hardly robbing myself if I get the PS3 is it?
pever fight!!! :boxing::viking:
Vuk, Rhyfelwyr is studying game theory with the PS3. :yes:
HahaQuote:
Originally Posted by Rhyfelwyr
Oh, I forgot to mention, my parents refunded me 700 dollars I overpaid in loans (I had an agreement with them on the amount we would each pay when I was freshman). I used that money to buy a plane ticket to Brussels for a summer Eurotrip. So i guess I can't really get high and mighty on you. :beam:
I want to spend the rest of my life with you.Quote:
Originally Posted by Louis VI the Fat
Save it. Simply put it in your bank account, so when your friends complain about being broke, you can get a bank balance and go...oh sorry guys, I don't know if I can have any more beers, I've only got *insert amount of money here* left!Quote:
Originally Posted by Gregoshi
Me too, except I'd invest my other half at the casino.Quote:
Originally Posted by InsaneApache
pever bikini mud wrestling!
no. no. no! :stare:Quote:
Originally Posted by Just Vuk Again
Quote:
Originally Posted by Hooahguy
/\
Jealous :yes:
Be nice Vuk. Not everyone can pull off the bikini look like you can. :laugh4:
You're right, I am pretty good at it, aren't I? :beam: :eyebrows:Quote:
Originally Posted by Gregoshi
I bet he looks more like Borat than the Hass! :laugh4:
I'd save it at the bank account just in case a global crisys attacks the world.
when i first read that i thought you said Crysis and that aliens were going to attack, only to be fought off by commandos in nano-suits.Quote:
Originally Posted by Caius
speaking of which, you should buy a non-suit. oh wait- they dont exist yet. :wall: