Not So Bold is -2 Morale. Good Runner is -3 and there's another one that gives -6 that you sometimes get at the same time as Good Runner. Forget the name of that one.

My fav general has aquired Not So Bold, but I can't figure out why. He's been actively fighting in the past and he's never lost a battle except for one tactical withdrawl. This is the guy who's an Field Defense Expert and Skilled Poor Odds Defender