I actually think you are correct on this one. I believe I have noticed this in the past myself.This idea that the RTW AI does not retrain is a popular myth, but it is indeed false. Play around with a plague city or a rioting city and pay attention - once the disease/disorder ends the garrison will be back at full strength, with all unit cards fully accounted for.
Now, it is true that the RTW AI doesn't retrain often or very effectively... But there are an awful lot of things the AI doesn't do effectively.
Check out my EB 1.1 AAR:
Flight of Dragons - The Deeds of the Kings of the Sauromatae
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