You're in my thoughts and prayers, Redleg. My biological father had bipolar disorder. Things didn't work out for him, because he got misdiagnosed and his psychiatist put him on a medication for schizophrenia (this was in the 80s). I've also had a couple of friends who've dealt with it (and chemical depression) over the years. Sometimes I wonder if my own moodiness isn't the precursor, but I know it's leagues different.

As for the running up the credit cards, I'm not certain, but I think you can have them shut off and put a lock on them that it would take both of you turning them on to open any new accounts.