Regarding higher costs and excess money: How does that affect the AI? My impression is that the AI isn´t particularly adept at managing it´s coffers (surprisingly, one could argue that this is historically accurate, Edward III of England was said to have imbursed his crown because he so desperately needed money, and Charles VII of France said of himself that he was the poorest man in his kingdom); so I´m a bit afraid that the AI will never be able to collect the means to upgrade its provinces or to use decent troops.
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