I call it a problem with the game or graphics card drivers. And I'd rather know about this than have the OS just restart the driver. It's a cheap and dirty fix and doesn't help if the crash is in the middle of playing a game either.
Hardware.
I'm not saying one is more bugged than the other. I'm referring to the fact that people often refer to Vista's increased stability over XP as some sort of justification for having it, whereas there is no evidence that Vista is more stable than 2K, XP or 2K3. In fact if Vista was more stable I'm sure that may more companies would have switched to it for workstation use.
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