That is true. Armor does not mean superior melee ability. Bhargir's have substantially lower defense skills, as well, however. Not really complaining, since they obviously should be worse than European line, its just that they are notably worse in melee, not at range.
As for the eastern factions, I agree. And it is a great opportunity for the inevitable mods that will come out and flesh out the factions. Perhaps they will also change the Native American factions so that their warriors will have a loose formation like the Ottoman swordsmen do, rather than their absurdly ordered current state. And, of course, the subject of this threat.
The Moghuls, however, as I have had much experience in fighting them, are quite different visually from the the Marathas. They have a few visually unique (as far as I've seen) units, and many of their troops are more similar to the Persians than the Marathas. They do have some mirror units such as Islamic Swordsman, of course. I am unsure of how accurate their armies are, merely that they have a different selection.
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