U.S Citizens right to own a firearm debate

[a completely inoffensive name]

Ok, I don't want to promote the image that I am full on hard core gun everyone with no laws whatsoever. I just don't like the idea of banning guns.

I thought about it for a while and have come up with what I hope is a more moderate approach.

A 1 day background check and waiting period.
A safety test and accuracy test to pass before receiving a weapon, which must be passed again every 3 months since receiving the gun (in other words, 4 times a year). THIS MUST BE DONE FOR EACH GUN YOU BUY!

However....
You are allowed to buy whatever gun you may want, assault rifles, whatever you want (if you are that afraid of the government).

So, any type of guns for those not suspected or convicted, terrorists, gang members, mentally unstable etc... with overall minimal restriction, but with key tough measures on being safe with your gun and being accurate with it at all times (to prevent/curb accidental deaths when exchanging fire with a hostile madman or just preventing bad things from happening period).

Opinions?

Excuse me if I am ignorant and these are already in place. But I have not seen or heard of a law that requires an accuracy test to be allowed a gun.