I must confess something guys:
I play around 30-35hrs/ week and I NEVER had one single CTD, no lag, nothing, seriously! The game flows smooth as silk. I can´t be that my PC is the only one powerful enough to handle the game with ease or that I´m just lucky, can it?! Or can it have something to do with handling in some cases? I´ve seen some of my avid game-friends clicking away like madmen, fast and almost furious, just to get to the next stage. Me, I just take my time.

Sure, I recognize the silly little things like not being able to move a unit from a town directly into a stack but I just place the stack one "tile" away and now I don´t even think about doing it. I always load and unload in ports, when I can, since the units movementpoints are untouched throughout the seavoyage. I also move my existing indiaman out of the tradeslot before adding or removing anyone. This also happens by habit.