That is the difference between America and the European States. While American culture values Personal independence over Social Interdependence, Europe does quite the contrary. Bringing the Healthcare example, if you are out of healthcare insurance in America, for whatever reason (Ranging from being so ill stricken that a healthcare insurance's price is astronomical to simply not caring) you're on your own. People don't give a if you die due to healthcare insurance complications. It was your problem. In Europe, you get treated free (Or partially free, paying only a small fee). Likewise if you are in a difficult or handicapped position, in America you can't count on governmental aid to help reduce the gap of your limitations to others (For instance, if you're middle-aged in the USA but you can't find a job in your area of expertise as you're too old, you can't count on the assistence of the government.) While in Europe, you usually find tax bonuses and other assorted incentives for companies to employ the more older unemployed who have a much greater risk of long-term unemployment, which is one of the major causes for concern in an economy. Thus, you see that there is Social Interdependence in Europe, where the government intervenes by giving incentives for the society as a whole to do the right thing.

I usually see a good example for European Socialism: Its like the Jedi Persuasion. The government attempts to encourage society to adopt a certain "stance" in accord with the policy conducted in the government. Of course companies aren't forced to take the incentives the government sets up. I believe the way policy is conducted in Europe (European Socialism as opposed to American Liberalism/Capitalism/Individualism) results in a much fairer society as a whole.