Empirate is on the money. If cash is no object whatsoever, these are some killer armies, IMHO:
OFFENCE (Horde / Desert)
1 Ghulam Bodyguard (General). Preferably a Bedouin General with some stars, but they are rare.
3 Armenian Heavies (Armenian + Master Horse Breeder). No extra armour.
4 Bedouins
2 Saracen Infantry. +1 armour.
2 Nizaris
DEFENCE (Horde / Desert)
1 Ghulam Bodyguard (General). Preferably a Bedouin General with some stars, but they are rare.
1 Bedouin
4 Saracens. +1 armour.
4 Nizaris (yeah, it's a stretch, I know), and as many reserve archers as you can muster.
2 Fast Cavalry. Just for collecting routers, and temporarily diverting Mongol Heavies)
Apart from Saracens and archers/archer hybrids, most other infantry will be nearly useless against the Horde... (my opinion only).
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