Well, the Knights didn't lend at interest, they couldn't, and the other money lenders were "only" Jews and not really secure because their own positions meant they couldn't be relied upon to hold your money for you; a bank isn't much good if a mob might come along and burn it.
Further, you completely ignore A: the Power of the Church in restraining the worst excesses of the Kings and B: the fact that most monarchs were of the same race as their vassals and saw themselves as Father Figures. What happened when a nation was invaded by another race can be seen in the economic collapse in England a generation after the Norman Conquest, when what had once been the most stable nation in Europe was brought to it's financial knees by the incompetance of it's overlords and the grasping of it's officials.
Early Medieval Europe was always about recovering the glory of Rome, of healing the damage done by your own ancestors.
Currently Africa is about blaming your former overloads for your current problems. Everywhere the Bitish went, they built an efficient Civil Service, only in Africa has this completely broken down. Look at South Africa, sliding towards chaos and ruin since the end of Apartied.
Something is very wrong in Africa, and it isn't colonialism or current Western interference.
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