I'm 59 in a month. Four years past Dad, 10 years past Grandpa. Twenty years past Jerimiah C., the guy who braved the seas to come to the new world from Cork County, Ireland.

The stats are against me: smoker, beer-drinker, 40 pounds heavier than I was 20 years ago.

Two questions:

1: Should I try to change my lifestyle (smokin', drinkin') at this late stage? To try to last longer?

2: What should I do to protect my family against my loss?

Real input, please. Condolences appreciated but not required. I ain't dead yet. I wonder what advice backroomers have for an old guy.

"Just Die" will be OK from the TB Tavern crowd. :)