Quote Originally Posted by Stephen Asen View Post
Btw, I am quite sceptic of the armour upgrades (one silver armour province is more than enough, the other can go even without armour). I have the feeling they are only useful against the Mongols (protect from arrows) but are useless and even harmful because of the huge amount of armour piercing units and the fatigue. I am not even sure whether they affect the defense in a hand-to hand combat.
Adding armour via upgrades is never a bad thing in the regards to AP bonuses. I think you'd do well to look at this thread - you seem to have the same misconception that I suffered from back then.