Talks have failed yet again and from what I have read, the real deadline for the default was the 22nd when factoring in the length of time it takes even a rushed bill to get written, passed through committee then Congress and placed on the presidents desk to sign.

I need your experience older orgahs, should I, an inexperienced 19 year old, start to get worried, or is this a last minute saved kind of situation that I just have not seen before due to my youth?

From what I can tell, Boehner wants to deal but the Tea Party members don't even want to play ball. Obama says there are those that feel it is best if the US defaults. Obama is giving a deal to cut 1 trillion from discretionary and even ~680 billion from social programs. That's huge, that's bailout bill huge. And the Republicans are still walking? I don't even understand the incentives behind these actions anymore.