Glad you're OK Cowboy.
My only car accident of note was 10 years back. I was riding my bicycle and stupidly ran a red light at a busy intersection (where cars went 90kph or more). I was able to avoid most cars in the first 2 lanes but got scooped up by a car in lane 3. Miraculously, I was unhurt and my bike only sufferd minor damage (had to replace a wheel but I'm still riding it). The car that hit my got a big dent and a cracked windshield.
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