I'm very glad you're all right, gaelic cowboy. Car accidents are scary as hell, especially afterwards when you realize how much worse it could have been...
Unfortunately, I can top Voigtkampf: If you include deer collisions, I've been in at least 9 accidents now (7 if you exclude deer collisions). I was the driver in 6 of them, fully half of which (to my chagrin) were my own stupid fault.
Thankfully, though, no one has ever been seriously hurt in any of the accidents I've been involved in (either as driver or passenger). The worst time was my 3rd accident overall (but my first one as a driver), in which I rolled my car on an icy, curvy road and subsequently had to get a couple staples in my scalp to stop the bleeding. However, considering I nearly went through the ice of an adjacent lake -- instead of merely flipping over after my car slid into the ditch (which is what actually happened) -- I was very, very lucky.
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