So I got this speeding ticket...

[Ice]

It was my first ticket ever. Cop pulled me over for going 71 in a 55 zone on the freeway in Delaware, but he said he would cut me break since it was my first one and only charged me with going 60. I paid the $80 dollar fine last night, but was reading it will get reported to my home state of MI. I will either get two points on my license for going 1-5 over or nothing at all if Michigan correctly deems it was on a freeway.

Question is, if I get the two points, would any of you anticipate my insurance premiums going way up or any other problems? I wouldn't think it would hurt my chances of being licensed as a CPA, but I am a bit worried.

Thanks.

[classical_hero]

Just one fine will only hurt you financially, it should not affect any thing else. Just obey the rule and you won't have this problem. :)

[ajaxfetish]

I'm not sure about the specifics of Michigan law, but where I've lived, there's a threshold of how many points you need to accrue before it'll affect your insurance rates. Either a lot of small tickets, or one really massive one, could put you over, but a little one like that would have no effect on its own. Keep your nose clean for the next few years and it should drop off your record with no harm done beyond the immediate fine.

Ajax

[Major Robert Dump]

Look man,

How many times do I have to tell you people?

The best way to get off the hook with the police when they pull you over, is to yell "I didn't do nuthin!" and take off running on foot. They will usually leave you alone then.

[Martok]

You're fine, Ice. You'd have to rack up another couple speeding tickets in the next 12 months or so to really affect anything your insurance.

[TinCow]

Don't sweat it. I got about 7-8 tickets over the course of a 5 year period before I got tired of paying for them and started to drive slower. It never impacted my insurance premiums or, really, anything else other than the expenses for the fine, though none of the tickets were for reckless driving.

The first time I got pulled over was actually in 2000. I had just graduated from college and gotten a new car and was driving down the Virginia to find a place to live during law school. Was, perhaps, a bit too exuberant to have a car, and was doing 105 mph on 295 outside Richmond. Got stopped by a classic Virginia trooper with mirrored aviators. It was my first interaction with the police of any kind, and scared the living out of me. It must have shown, because the trooper let me off with a warning. 105mph, and no ticket. Because of that guy, I will never, ever argue with a cop about a ticket. I figure I've used up my karma in that area of life, and should just take it like a man from here on out.

[Andres]

What a weird idea that your insurance rates can go up if you collect enough speeding tickets (allthough, perhaps it's not that weird). Isn't it considered a breach of your privacy if the police informs your private insurance company about your speeding ticket(s)?

Here, your insurance rate only goes up if you cause an accident and your insurance has to pay.

Police also hardly pulls anyone over here. There's a speeding camera, it flashes, you get the information about the fine and how to do the payment in your mailbox a few days later and that's it. Pass a certain treshold and you'll face a lawsuit, though.

[GeneralHankerchief]

Police also hardly pulls anyone over here. There's a speeding camera, it flashes, you get the information about the fine and how to do the payment in your mailbox a few days later and that's it. Pass a certain treshold and you'll face a lawsuit, though.

This system was recently introduced in several parts of the US to pretty big controversy. Mainly, there's no way you can fight the fines if it decides you've sped and it came out that the machines were malfunctioning in a couple of places. Despite all of these controversies, this is still probably going to become a more common way of dealing with speeders in the future, though.

[Hamata]

just had to post this :P

[Ice]

thanks for the information, guys.

Andres, the police don't report the information to your insurance company, but it goes on your driving record which they can search.