I ended up going to college for 5 years to get my BS because I changed schools / majors. In my third year, I too started to get panicky, talking to advisers about getting out with a 2 year degree so I could just go get a job already.

Eventually I settled down and stuck it out. That's one decision I'll never regret. My career has suffered some setbacks with the economy, but I feel like I'm finally getting ahead. I'll be turning in my resignation at my current job this week and have accepted a much better paying job one.. Both my current job and my new job would have been out of reach with only an associate's degree...