Modding loyalty?

[drone]

Incidentally, drone, I've looked around the place a bit and I'm wondering if you know of any comprehensive guides to the MTW txt files - i.e., what their functionality is, and how different elements can be used? I'm guessing that if there were any such guide, it would be here already, or at TWC, but I've looked through both places and haven't found anything that really goes through the files in detail.

I don't think I've ever seen a guide that covers what all the .txt files do. Mostly it's been along the lines of "if you want to add X to the game, you need to add Y to A.txt, B.txt, and C.txt".

[CountMRVHS]

That's what I've seen too. Oh well, maybe that's something I can think about attempting in another decade or so! :P

[macsen rufus]

All the heroes, even starting ones, take their stats from the heroes.txt appropriate to their era. But you have to restart the campaign for them to apply, it won't change a saved game.