Well, that prett much says it all.

Is there a way to change the amount of money you get at the start? I would like to start with bigger units and a harder setting, but I would like to start with about 20K.

(Yes, I know I should earn it, but I have so little free time. I just want to get right into the fun stuff, and build and fight. And the .deadringer. cheat that gives tyou a milion dollars just takes the fun out of altogether. 20K would be enough.)