I see the AI is doing things such as building too many ships and not enough troops. It also does not concentrate its forces as I would, if I knew I were coming. But that is the point. The AI doesn't know when I am going to attack, or from exactly where. Nor should it know that navies should be minimized. I find it more realistic that some factions are naval heavy, because some actually were. Last night I saw a Greek general in my province deterring trade. I rushed out to attack him, since I was in a war with the Greeks anyway this would be the perfect opportunity to take out one of there generals who was there all alone. I found it odd that the AI would leave a general that exposed. I rushed out with a full stack, and was ambushed by the bulk of the greeks army. Being in a road march formation, I was completely vulnerable. I got my but handed to me and ran home whimpering, all because I the AI baited me with a general and I took it. Next time I shall stop and think about the fact that a general would not be out cutting off trade.
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