No, it's not just you. This is a common gripe among us seasoned RTW players, the endgame just doesnt hold as much challenge & excitement as the beginning. This has existed since MTW (and possibly STW, I'm haven't played it), but is somewhat more obvious in RTW. In MTW, at least there were such things as Crusades & Jihads, faction reappearances, and definitely better battle AI.
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