There is a very good chance it has nothing to do with Sweden.

There is a fairly well known problem with the lastest version of Direct X (9 point something I think) not working well with the latest Nvidia drivers.

Myself, and others have had succes in rolling back the nvidia drivers to an earlier version.

If you have Nvidia graphics, that would be the first thing to try.

(the problem - CTD - manifest when making transitions to (and sometimes from) the combat screens - personally I think it has to do with the litle "zoom" effect they put in - just MHO).

Good luck - there are several threads about it here in the forums. check out the apothecary for lots of info about CTD and other problems.

DE