that can be fixed by boosting trade and income by religious buildings. its already more expensive than a man, cuz to hire a normal soldier is like 1 denari a turn. a horse costs 3 per horse, in a unit of 80 men thats 240 denari, that already more than most units cost in vanilla, add armour and weapons you can come to over 1200 denari to recruit a horse unit. in my game cataphracts cost 1272 denari to recruit 250 to maintain, cuz they ask money and not land in return for their service.
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