I prefer accuracy to fantasy, but I'm more worried about gameplay
This is not quite strong enough for me, but option 2 is a little too strong. So somewhere between 2 and 3.

I certainly want my games to be accurate, but I'm not anal about it.

I accept that in any strategy game there will be compromises and simplifications, there has to be otherwise the game would take forever to make and might well be unplayable and/or tedious.

So for the sake of gameplay, I accept that 100% realism is impossible. I think STW and MTW had the balance just about right. But like many, I think RTW took a big step back in this regard.