No worries I'm not taking it personally. I'm no kind of expert on artillery or on armoured warfare.
It may well be that casualties are caused by hitting the fueling tankers, or the crews having a fag break, it might even be as basic as breaking the ground up so the tanks ground out, but I guess the point that having fewer better tanks is worse than more less good tanks would still apply, since all those factors are independent of the quality of the tank itself.
As for direct destruction, you do see pictures of tanks, inc heavy ones like the KV1, on their sides or even overturned by a shell, but whether it was common or very rare I have no idea.
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