Yeah, floods happen occasionally in RTW v1.5. As mentioned in other topics, once you receive a flood in a province, the damage done to the terrain is irreplaceable. Even with various types of roads present, any unit's movement points are signifcantly reduced, and in some cases units move across the terrain rather than stick to the road.
Think once a flood occurs, the settlement garrison is unharmed (although buildings may be damaged), but any units ungarrisoned in the province will take casualties. Think this is the same with volcanic eruptions.
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