Where's my army?

[TinCow]

I believe that when you settle in the first city you lose 50% of your horde units. The second takes 50% of what is left and the third takes the remainder. After settling three cities, you will not have any horde units left. This is why many people try to besiege three cities at once and time their fall so that all three are captured in one turn.

[Zomby_Woof]

I think you lose one third of your total horde army with each settlement captured.

[SadOldGoth]

TinCow,
remember now from the manual, should have remembered it when I took the third city that it would rob the other ones of the garrison.
You learn something new every day...

I'll file it away under 'experience'.

[Watchman]

"Where's my army ?"
"Gone farming, sir."