I just graduated from college, and like many American students, I have a few thousands dollars worth of loans. Because this is a game forum, I think I can safely assume that many people here are similar in age, and perhaps someone has already done this.

My question: Does anyone here have any experiences with loan consolidation? As far as I can tell, there is no difference whatsoever between say SallieMae and Educational Direct. I do have a few more months until I must consolidate, but I would like to get this taken care of soon because I will be starting on the road to retirement in a few weeks.

Thank you for your help. I know this is rather esoteric, but maybe I can find a little help.

Azi