I'll give an answer before this gets moved.
A clan provides you with steady teammates. It reduces the odds of you getting the dreaded weirdo on your team who buys nothing but siege weapons and does not communicate. It also gives you a chance to make a few buddies and compete against other teams. You get the potential for team tactics, and you also can get into some of those passworded games. It works as a reputation multiplier, and based on the clan you choose, people will respect or loathe you the second you put on the tag.
The costs of joining a clan are having to play at certain times of the day and possibly taking orders.
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