Now, I must confess that I never played on Hard mode. However, comparing Expert mode to Normal, I notice that the +4 morale bonus the A.I. gets is actually a double edged sword.
On one hand, A.I. units are difficult to rout, but on the other hand, A.I. seems to fight relentlessly even after their core troops have been crushed. A.I. keeps sending its fresh re-enforcements into the meat grinder even when the battle is hopelessly lost.
If only that +4 morale bonus worked on the strategic map, but no, the A.I. is still a wuss there.
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