I looked around the forums for a definitive answer on this question, but haven't found it (I'm sure it here somewhere.) I did some experimenting on the issue of religious buildings and morale and found then using the F1 key on the battle map and following to be true:
Church only: +2 morale on battlefield
Church+Monastery: +2 morale
Monastery only (destroyed church): +2 morale
Church+Monastery+Reliquary: +4 morale
Church+Monastery+Reliquary+Cathedral: +6 morale
Church+Cathedral: +6 morale
Cathedral only (destroyed church): +6 morale
According to the guides, its Church +1, Monastery +1, Reliquary +2, and Cathedral +3. So it seems to me that you take the highest level of building you've got and multiply it by 2. Thus, there is no added benefit from a monastery until you build a reliquary because the monastery bonus is at the same level as the church. If you have a cathedral, adding a monastery or reliquary will add nothing either.
Is this right? Any other nuances?
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