Dude, cav could plow through enemies in real life. It was the impact of the charge that did it, the cav weren't super men. In RTW they have HP and attack of cav too high and CD to low. It should be balanced out to be more realistic.
As for missile damage, it did a lot more in real life. Your tactics would need to be a bit different when fighting more powerfull achers (more realistic), but it would not make them uber. Also, as with the CD, MD is very unbalanced.
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