Actually, just opening up descr_disasters (the one in base folder) and increasing frequency to "1" for earthquakes, storms, floods (which should be in every year), I can go a decade in vanilla without any events. I don't see any .db files for it though - I can't understand why it's not working.
edit: also tried 2, 3, 4, and 5 as possible frequency values, in case there was a threshold and 1 was ignored, but I see nothing occurring after a decade still. Gah.
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