I've also Changed spears Skeleton Comp Factor from 0.6 to 1, thats ups their power a bit, I did this mostly because Spear militia where struggling a LOT against almost everything, even Border Horse could nearly win. How close are you coming to destropying the cav in those tests, i genrally foun the cav was down to just 3-4 men by the end myself, (small unit size, 3 ranks). And with Gold Armour they can just about deal with Fudeal Knight. papal Guard with or without armour can take a frontal chanrge from anything in my ProblemFixer V1.13.