Try this

[Foz]

Now try it with the shield fix.

LOL! Good call HoreTore. Even junk like town militia should provide stiff competition for border horses if their shields aren't holding them back, and that's saying nothing of actual spear units that are anti-cavalry specialists. Border horses lose to even spear militia a lot of the time, even when they get a perfect charge, and are quite outclassed by them in protracted melee - the anti-cavalry bonuses basically make them a horse-meat grinder.