thats the point brah (Surak) the game AI is dumb enough, the only way for a challenge to find yourself somewhattt handicapped at the start. Note somewhat.

You'll find money is easy to come by in due time, I just started a KH campaign as well and just took Byzantion and Epirus just declared war on me... I just crushed their first huge army. you'll see how it falls into place. best of luck