You do not need the faction in question to reform in order to recruit foreign reformed troops, unfortunately. We have no way of representing the reforms for any other faction due to hardcoded limits to number of buildings and a bug that makes it impossible to require other buildings than MIC for the unit.
Edit: I forgot the other questions.
I think you might need to aid your Carthie friends to have them build a quinquireme... I may be wrong. Anyway, what do you need them for, when you rule the seas anyway?
The highest MIC also enables you to build the highest MIC in the next reform. No need for demolishing.
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