Guild offered in the wrong place

[DVX BELLORVM]

The time I regretted accepting a guild offer was the first offer I ever got. I was so pleased to get it that I grabbed it, but it was a Thieves Guild in Venice and later I realized that (A) I would be offered many Thieves Guilds and (B) I would oh-so-much rather have a Merchants Guild there!

In my HRE game I am persistently offered guilds where I don't want them, especially Thieves Guilds and an Assassins Guild.

You can destroy unwanted guilds without any major consequences. You will loose 100 points in that settlement and 20 in all the others, but only for that guild type.

I also made the similar mistake in my first campaign, building every guild that was offered, without making any plans. So I ended up with more thieves guilds than I actually needed, not to mention the ones I captured.
Since I lacked Woodsman and Alchemist guilds, I decided to blow up two thieves guilds, and started to build archers in one, and canons and arquebusiers in other settlement, in order to gain some points. And after a few turns I did it!