Quote Originally Posted by Noir
I in turn reccomend against expert and also against: more than 2 command stars, valor upgrades & provincial bonuses (that by the way make the AI not financially developping such provinces crippling him in the process if they happen to be his "rich ones"), weapon upgrades, armor upgrades and morale upgrades of any kind. The units have a role and a character already - altering them in a way that they differ less from each other in their uses and specialities due to campaign parameters doesn't help getting tactical battles as far as i can see - its just making the game assymptotically tending to arcade mode - that's just my preference & opinion.

Many Thanks

Noir

*edited for clarity*
So... you regularly use 0 morale (base) spears? Try 5 hobilars vs 4 spearmen outside a forest sometimes.
Or steppe cav vs UM and peasants.

Or to put it otherwise, you shouldn't base those modifications on the unmodded game as the morale bonuses are accounted for with too low morale for some units to withstand a cav charge. Would end up as RTW...