I am playing VH. I saw that you had given the AI cash bonuses, I am just amazed at the differences. I also appear to have a very large army compared to my neighbours and I believe you've upped the unit maintenance costs which is probably sapping my money. My problem with that change is:
1) Given the appalling strength of seige engines and the pathetic archer units (I appreciate your improvements though), walls are now useless (I wouldnt even bother to build them if I didnt have to upgrade).
2) Despite my peaceful intentions (my house rules) I'm at war with 3-4 neighbours at any one time so I have to leave more than a token defense in every city/castle. OTOH, the AI doesnt do that and so its cities/castles are a pushover to take for my armies.
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