I figure I should jump into this one... first of all by stating what I think of the topic and going from there.

I believe that one who has NEVER heard the gospel of the Lord Jesus Christ and the Creator God is allowed a free pass because it's not their fault they didn't accept God in the first place. I believe the believers themselves will be held accountable for that.

Just like a young child of 3 that dies in a car accident. Does that child go to hell because it's not old enough to make a decision or understand what's going on when it had gone to church every sunday with it's parents, but had never made a decision on it's own. The answer is no. All children under the age of accountability is innocent in God's eyes.

Thanks for having this discussion guys, it's a good one to discuss.