Well so I started the Teutonic campaign playing as the Teutonic Order. I read the manual and all and it said that the order can't build a city past the minor city level which I assume locks the large and huge stone wall buildings. However as I progressed, it seemed that I could advance past minor city so the only downside it seems for the Order is getting crap city units rather than a monetary problem.

On a side note, why the hell did the Danes get the Hanseatic League when they werent controlling the majority of the required settlements? I had 2 of them and they had 1, or maybe 2. The last one was controlled by Poland which was my ally and not the Dane's.