Yeah, its reasonable to suppose he could be a good field comander, but crack up when asked to defend a city.

As for the other, I some times try and roleplay it and build lots of different temples, but mostly I disolve into shameless exploitsim and have jsut one temple type per faction.

Also, the morale bonus are broken sice 1.3, I belive, so there is really no point outside of roleplaying for temples other than bal-hammon.