What level of difficulty are you using in your campaigns and why? I'm not looking for "the AI sucks" or "I'm great" answers but more of a "this level challenges me without bludgening me and this is why..." kind of thing.
I am becoming a big fan of Konny's House Rules/Campaign Rules, but that is an individual preference. Can we get a roll call on this one...


btw, I use m/m b/c I thought that was what the game was designed for but the more I peruse the forum, the more I see people using other levels of difficulty. Hence this post.