beware if giant army costs. Don't have a stack of high cost units just sitting around, unless they all happen to be veterans or something. To stave off the high upkeep costs of some units, only build them if your going to apply them ASAP. I often do this with things like Peasants, where i expect to throw them into a fight in 3 turn max from when i train them.
Remember, an army that isn't out killing something, is essentially just eating up your florins. If you end up with peace agreements and hostilities cease with your neighbors, keep a border garrison, maybe a half stack of re-enforcements, and get rid of any superfluous units (especially non-high ranked high upkeep units like cavalry).
When i first started playing, i always wondered why my income was low, until i realized that last mission I completed gave me 4 units of 250 upkeep cavalry which basically drained 1000 florins every turn they sat around doing nothing![]()
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