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Originally Posted by
Beirut
If Joe Average gets hit with a massive health care bill, in the tens or hundreds of thousands of dollars, I'm thinking his loss of income will simply be the icing on the cake of his financial destitution. The point is that no one should have to lose their home to pay for health care.
Correct me if I'm wrong, but aren't roughly half of all American bankruptcies due to medical costs? And aren't the majority of those bankruptcies involving people who had medical insurance?
As for the insurance compnaies cutting people off, they do it pretty much at will from what I've seen. They have the money, the lawyers, and they are fighting back when healthy; the patient is fighting sick, often broke, and with the least costly legal backup.
Now I beleive you have fallen for incorrect stats - from personal experience the bankruptcies are due to loss of income due to medical conditions. Medical expenses also go into the picture but from what I have been able to determine it comes mostly from the loss of income coupled with the increased bills due to medicial conditions. So I on the surface people will think its medical bills - but they don't delve deeper into the fact that with severe medical condtions there is a subsequent loss of income. Then one must take a look at what debt to income ratio the individual had before the medical bills. Surveys can be very misleading in this regard because people often which to minimize their own failures and blame something else. I had to file bankruptcy when my wife attempted suicide, was in ICU for several days, and then treatment for several monthes afterwards. My debt to income ratio was high because of her conditions, some hidden by her, the hospital bills were just the icing on the cake, everything else was our own doing - so when she attempted suicide and was unemployed we had to file - but it wasn't the medicial bills that caused it - it was the loss of income.
When the court asks you the reason for declaring bankruptcy it only asks for one reason - people go for the one that places least blame on them. I told the court the truth - loss of her income and our debt to income ratio. Many people dont.
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What's too general about Joe Average getting hit with bills beyond his (and most normal people's) ability to pay? It's neither rocket surgery nor brain science to see that getting a monstrous health care bill is detrimental to one's economic well being. Socialized medicine does not hit the patient with any such bill.
Because as stated before - Joe Average is not getting hit with bills beyond his or most normal people's ability to pay. Socialized medicine does not address the primary reason people go bankrupt either due to medicial reasons.
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I prefer the method where all health care required is mandated by law.
Elective procedures included?
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My argument is simple; all medical costs to all patients should be covered by a government run socialized health care plan. Ba-da-bing!
THat requires for the people of the United States to support it. No such support currently exists to vote in candidates that will inact such laws. Is it slowly coming about - yep. But even in today's candidates for president, its not in the top three concerns of the voters.
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Basic health care is a personal responsibility, no one denies that. But a girl I grew up with got meningitis in Grade 1 and required ten-years of horrendous treatments to cure her, I would have been hard pressed to hold either her or her parents responsible for her illness. As Forrest Gump said, "*** happens."
Nice try but I did not say hold people responsible for illness - I said one's health. And again programs are available to help families cope and pay for the precedures to cure such illness in the United States, many from the government and even more from Charity organizations. Ever hear of St. Jude's Hospitial?
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I'm only saying what should and can be done. Don't blame me because your elected officials aren't doing it. Most industrialized nations have socialized health care. We demanded it and we got it. You're going to have to do it for yourself.
LOL who's blaming an individual from Canada who can not vote in the United States. Again you argue from emotional appeal about an issue that concerns you - however you continue to miss the rebuttal arguement - its not a major concern to the Average American Voter yet. It gets surface treatment by major candidates - but its not even in the top three concerns for the candidates or the voters as of yet.
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Sure, if you need help putting the BBQ together or are drunk and need to talk to someone, call uncle Fred. But unless Fred knows how to tie off an artery or diagnose a heart defect in a child, I'd prefer to keep him hands off the more serious stuff.
I trust doctors that I get to review and pick to take care of my family - not governmental lackie's who answer to a governmental buerarcy. I trust my family and friends to provide comfort and aid during times of stress and crisis. Seems you missed that point in your rebuttal. Shame on you for ingoring the emotional comfort that family provides in times of crisis, given that your arguement is primarily one of emotional appeal.
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Aren't we all. But the point is still valid that young people with low paying jobs are probably very hard put to get insurance coverage that will cover all potential problems.
Again it is also often one of personal choice not to have insurance. I know of several less then 30 individuals that work for the railroad that do not have insurance - and you can not claim that they are underpaid.
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But it should be done. If you guys can free the slaves, split the atom, put a man on the moon, and claim sole superpower status and leadership of the free world, then I'm sure you can manage to take care of your own people. Otherwise, what are you doing it all for? Pardon my ignorance and/or naive mental state, but isn't "America taking care of Americans" the whole raison d'etre of America?
Again ignoring the programs alreadly availiable with your arguement.
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Everything is a bureaucracy. You can't buy a chocolate bar without encountering some level of bureaucracy. Life without bureaucracy is life in a cave. And since nothing is perfect, and since bureaucracies are omnipresent in today's society, you're kind of stuck between a rock and hard place.
Governments and corporations are both guilty of waste and coruption. The difference is I have more control over my government than the corporations.
Actually you have equal control over both - you vote the bum out of office, you don't spend your money on the corporate product to force him to concide to your demands. Both systems work - both take popular support of the people to pull off. Once again the issue of socialized medicine does not even rank in the top three here in the states. And even the candidate espousing governmental control speaks of an insurance plan controlled by the government.
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Blaming the current conflict addresses a trillion dollars or more of the issue. And that trillion dollars+ does not take into account the damage done to the economy by having tens of thousands of wounded soldiers coming home who will require further, often life long, medical care, and who will no longer contribute to the economy of the country. It's a pooch screwing of Everest-ian proportions.
If Bush hadn't gone bonkers and ruined your economy, you would have the option taking on a reasonable deficit for a certain period of time, a financial shock absorber of sorts, to finance a socialized health care system and get it on its feet until the system and finances are worked out.
Blaming Bush is the easy way out. Economy is in shambles more because of our dependicy on oil and the subsequent oil commidity market spectulation.
Now I agree with you about the veterns - however thier are programs alreadly established for them to get treatment - the Vetern's hospitals and other such programs - more money has to be poured into them, they must be brought up to medicial par, and injured war veterns must be taken care of - the nation owes them that. The government has the obligation to insure that is done. But once again the institutions and programs are alreadly there.
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Not good enough. Not by a country mile. Especially not good enough in a country as prosperous as yours and one that espouses Life, Liberty, and the Pursuit of Happiness as the basic tenets of it's social structure. And whose only reason, it appears, for not having socialized health care, is that it lacks the will to overcome the problems inherent in building and administering such a plan. It smacks of defeatism and I don't buy it for a microsecond.
Again do you have any idea how much of the governmental budget goes to these programs? Frankly its a decent percentage of the budget. The problem once again is the big three issues of a buerarcy controled program - fraud, waste, and abuse.
Again I agree that a plan should be able to formulated to provide things - but again until it is developed going into a change without one is one that leads to diaster. And again the basic average joe citizen does not want to pay higher taxes, hince the idea of socialized medicine does not get much attention at the polls, nor does it gain enough popularity to win at the polls. I am against it because no one has really addressed the costs associated with it. Until that is address I am certain the average american is within the same viewpoint I am. One wants to prevent governmental fraud waste and abuse as best they can.
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The assistance that is there is too little. People are being cut off or denied out of hand.
Again do you have any idea what the budget for those programs are?
http://www.care.org/graphics/getinvo...t_piechart.gif
Medicare and Medicaid take just over 19% of the total budget. When one adds in Welfare, Food Stamps and other programs it gets closer to 25%, Social Security is 20% of the budget where people with disabilities are also provided income - not just the elderly. Defense budget is roughly 20% as a comparison. These are 2005 figures.
So Beruit a large budget is alreadly available and is being used. If the current programs are not working to your satification - those programs either need to be scraped and a new one instituted - which seems to be your primary arguement. However it is also the touching the third rail of American Politics - Medicare is seen by the over 60% as their baby - and its one of the most wasteful and fraud ridden programs - but the government can't touch it with a 10 foot pole because every office holder would be voted out of office.
I am all for scraping Medicare and Medicaid to come up with a better health care plan for the uninsured, underinsured, and the elderly. However the elderly won't let their little baby get touched, just like they wont let the necessary adjustment get made to Social Security. (Well congress is mostly to blame on social security since they continue to put their hands into that cookie jar.) But the voting public wont vote for the necessary changes to those two systems either.
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What I understand is that tens of millions of Americans have no health insurance and millions more are underinsured.
If millions of your own people are in dire need of life saving assistance and you do not think that is an adequate reason for the formulation of a national social plan to help them... what is?
Life saving assistance can not be denied by law. Your arguement here is false.
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As stated, I'll take the government I don't trust over the corporation I don't trust any day.
Hince the arguement the government must have a workable plan before I will support such a move with my vote.
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Of course. Every system has holes. Every system has waste. Every system has people fall through the cracks. But at least socialized health care has as a fundamental, legal, and inviolable social-contract tenet of its very existence that all people will be treated equally without any regard to their income or ability to pay.
My God, that sounds so American I might just bake an apple pie. :unitedstates:
To bad the Canadian system does not even hold true to this standard. Why would I want it done half-assed in the United States? If we are going to do it - its got to be a tenable plan - not some knee-jerk reaction that costs more, fustrates the people more, and fails the people more then the current system.